6 Ways to destroy our need for Bank loans

Did you know that our Banks create money from nothing. Banks can lend more than they actually manage.

In the next 20 years, our relationship with banks will change. We have options our grandparents would have only heard of in comic books. Here are some ways we can reduce our dependence on banks.

1. Create a Open Source borrowing and lending website softwre.
COST: $200 – $2000

2. Create a Facebook application to facilitate lending and borrowing
COST:$200 – $2000

3. Gmail, Yahoo Mail and Hotmail offer borrowing and lending among users.
COST: Wishful thinking

4. Create open source borrowing and lending plugins for forum software like VB and PHPBB. COST: $200 – $2000

5. Telecoms giants build borrowing and lending into their mobile services.
COST: Wishful thinking.

6. Depending on where you live, start borrowing exclusively from credit unions or online services like Lending Club, Circle Lending, Zopa or Prosper.
COST: Little to nothing