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	<title>Comments on: Paying by the Month or Paying Annually - Determining Which Makes Sense for You</title>
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	<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/</link>
	<description>A Personal Finance and Investing Blog</description>
	<pubDate>Tue, 06 Jan 2009 20:30:58 +0000</pubDate>
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		<title>By: rv</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-9982</link>
		<dc:creator>rv</dc:creator>
		<pubDate>Thu, 13 Nov 2008 13:58:24 +0000</pubDate>
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		<description>thanks for giving me fact, it such a good blog, always keep in touch</description>
		<content:encoded><![CDATA[<p>thanks for giving me fact, it such a good blog, always keep in touch</p>
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		<title>By: Metlife Dental Insurance</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-6606</link>
		<dc:creator>Metlife Dental Insurance</dc:creator>
		<pubDate>Mon, 21 Apr 2008 23:21:23 +0000</pubDate>
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		<description>&lt;strong&gt;Metlife Dental Insurance...&lt;/strong&gt;

Most of the material that you may find dealing with this matter are very knowledgeable, while many are not....</description>
		<content:encoded><![CDATA[<p><strong>Metlife Dental Insurance&#8230;</strong></p>
<p>Most of the material that you may find dealing with this matter are very knowledgeable, while many are not&#8230;.</p>
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		<title>By: Balance Bank Card Gift Us</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-5429</link>
		<dc:creator>Balance Bank Card Gift Us</dc:creator>
		<pubDate>Sat, 23 Feb 2008 16:32:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-5429</guid>
		<description>&lt;strong&gt;Are Gift Cards the best gift?...&lt;/strong&gt;

January's retail sales strength is reflected in people redeeming their Christmas gift cards. The average adult received 3.2 gift cards this holiday season, up from 2.5 gift cards last year. Gift cards are more popular and this also moves spending into...</description>
		<content:encoded><![CDATA[<p><strong>Are Gift Cards the best gift?&#8230;</strong></p>
<p>January&#8217;s retail sales strength is reflected in people redeeming their Christmas gift cards. The average adult received 3.2 gift cards this holiday season, up from 2.5 gift cards last year. Gift cards are more popular and this also moves spending into&#8230;</p>
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		<title>By: Weekend Roundup - Practical Tips Edition &#124; beingfrugal.net</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-421</link>
		<dc:creator>Weekend Roundup - Practical Tips Edition &#124; beingfrugal.net</dc:creator>
		<pubDate>Sat, 22 Sep 2007 04:00:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-421</guid>
		<description>[...] from I&#8217;ve Paid for This Twice Already shows us how to decide whether to pay annually or by the month at Financial [...]</description>
		<content:encoded><![CDATA[<p>[...] from I&#8217;ve Paid for This Twice Already shows us how to decide whether to pay annually or by the month at Financial [...]</p>
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		<title>By: glblguy</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-393</link>
		<dc:creator>glblguy</dc:creator>
		<pubDate>Tue, 18 Sep 2007 16:59:01 +0000</pubDate>
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		<description>Thought provoking post. I need to go look at my monthly payments.  I think I can change from a monthly insurance payment to a yearly, gain interest and avoid the fees...

Thanks, I think I had gotten so used to paying monthly I hadn't even thought about it!</description>
		<content:encoded><![CDATA[<p>Thought provoking post. I need to go look at my monthly payments.  I think I can change from a monthly insurance payment to a yearly, gain interest and avoid the fees&#8230;</p>
<p>Thanks, I think I had gotten so used to paying monthly I hadn&#8217;t even thought about it!</p>
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		<title>By: paidtwice</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-328</link>
		<dc:creator>paidtwice</dc:creator>
		<pubDate>Fri, 14 Sep 2007 13:45:11 +0000</pubDate>
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		<description>I belive in the freedom account!  I just use it on a smaller scale right now, being broke and all.  :)</description>
		<content:encoded><![CDATA[<p>I belive in the freedom account!  I just use it on a smaller scale right now, being broke and all.  <img src='http://www.financialdominance.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Loonies And Sense</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-313</link>
		<dc:creator>Loonies And Sense</dc:creator>
		<pubDate>Thu, 13 Sep 2007 01:44:07 +0000</pubDate>
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		<description>Ahhh... I knew I was missing something.

Yes, if your choices are "pay it all up front" or "pay slightly more, but monthly", then your interest optimizing approach definitely makes sense.

I'll go back to pimping the Freedom Account on my own blog... ;)

Thanks for clarifying.</description>
		<content:encoded><![CDATA[<p>Ahhh&#8230; I knew I was missing something.</p>
<p>Yes, if your choices are &#8220;pay it all up front&#8221; or &#8220;pay slightly more, but monthly&#8221;, then your interest optimizing approach definitely makes sense.</p>
<p>I&#8217;ll go back to pimping the Freedom Account on my own blog&#8230; <img src='http://www.financialdominance.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>Thanks for clarifying.</p>
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		<title>By: paidtwice</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-312</link>
		<dc:creator>paidtwice</dc:creator>
		<pubDate>Wed, 12 Sep 2007 23:16:26 +0000</pubDate>
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		<description>Hmm... I thought I replied but I guess I messed it up!  lol

I apologize if my reply shows up twice :)

What I think I said was I can't pay at the end of the year, I have to pay ahead for the next year.  I do this with the life insurance (smaller amount to deal with) and then save every month for the next year's payment but for the car insurance I'd have to slow the debt reduction to save up that initial $1000 to pay the car insurance and then repay myself over the next year.  For me at this time, it doesn't make financial sense (according to me lol)

But it is a good way to look at things L&#38;S and if I had the money in the first place it is an excellent strategy.</description>
		<content:encoded><![CDATA[<p>Hmm&#8230; I thought I replied but I guess I messed it up!  lol</p>
<p>I apologize if my reply shows up twice <img src='http://www.financialdominance.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>What I think I said was I can&#8217;t pay at the end of the year, I have to pay ahead for the next year.  I do this with the life insurance (smaller amount to deal with) and then save every month for the next year&#8217;s payment but for the <a href="http://www.financialdominance.com/go/carinsurance" style=""  rel="nofollow" onmouseover="self.status='http://www.financialdominance.com/go/carinsurance';return true;" onmouseout="self.status=''">car insurance</a> I&#8217;d have to slow the debt reduction to save up that initial $1000 to pay the <a href="http://www.financialdominance.com/go/carinsurance" style=""  rel="nofollow" onmouseover="self.status='http://www.financialdominance.com/go/carinsurance';return true;" onmouseout="self.status=''">car insurance</a> and then repay myself over the next year.  For me at this time, it doesn&#8217;t make financial sense (according to me lol)</p>
<p>But it is a good way to look at things L&amp;S and if I had the money in the first place it is an excellent strategy.</p>
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		<title>By: A Thanks! To Tricia and a Guest Post for Brian &#124; I've Paid For This Twice Already...</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-311</link>
		<dc:creator>A Thanks! To Tricia and a Guest Post for Brian &#124; I've Paid For This Twice Already...</dc:creator>
		<pubDate>Wed, 12 Sep 2007 23:12:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-311</guid>
		<description>[...] today I have a guest post at Financial Dominance about my thoughts on paying monthly vs annually and why I choose different methods for different bills I c.... Please check it out and weigh in with your thoughts! Thanks Brian for inviting me to guest on your [...]</description>
		<content:encoded><![CDATA[<p>[...] today I have a guest post at Financial Dominance about my thoughts on paying monthly vs annually and why I choose different methods for different bills I c&#8230;. Please check it out and weigh in with your thoughts! Thanks Brian for inviting me to guest on your [...]</p>
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		<title>By: Credit Withdrawal</title>
		<link>http://www.financialdominance.com/paying-by-the-month-or-paying-annually-determining-which-makes-sense-for-you/#comment-310</link>
		<dc:creator>Credit Withdrawal</dc:creator>
		<pubDate>Wed, 12 Sep 2007 18:01:26 +0000</pubDate>
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		<description>&lt;br /&gt;Loonie's right, assuming you actually DO pay yourself each month. Otherwise you're having to come up with a lot come payday. Either takes an automatic plan or a good dollop of self-discipline. 

If you already have to save up for the one-time payment, you might not have the self control to allow it to accumulate w/o digging into it.</description>
		<content:encoded><![CDATA[<p>Loonie&#8217;s right, assuming you actually DO pay yourself each month. Otherwise you&#8217;re having to come up with a lot come payday. Either takes an automatic plan or a good dollop of self-discipline. </p>
<p>If you already have to save up for the one-time payment, you might not have the self control to allow it to accumulate w/o digging into it.</p>
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