Provident-Direct.com offers 3.25% APY on an online banking savings account
Jon Waraas mentioned Provident-Direct.com, in a recent blog post. What’s special about them is that they probably offer the highest APY on a savings account.
Jon said “Signing up with them isn’t hard at all. You just have to fill out a few pages of personal info and then give them your current banking info so they can deposit a few small deposits into your account. Once you see them in your account you then confirm the deposits and then your ready to go. It total it took me 3 days to sign up.
High Yield Online Savings Accounts (Again, I am not making any money if you sign up with one of these banks)
Providentdirect = 3.25%
ING Direct = 2.50%
E-Trade (affiliate link) = 3.01% (I know a few happy people using e-trade) “
No minimum Balance and No Monthly fees !!
What are you waiting on ? If you’re looking for other competitive online bank rates, you should take a look at these savings account rates. Rates aren’t as high as they once were, which is all the more reason to find a good rate. You can also take a look at the best CD rates to lock in a rate if you find a worthwhile rate.
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Dustin Wunder said
am January 13 2009 @ 1:08 pm
Those certainly look like great places to sock away money. I think you are nearing the age of retirement or just not wanting to risk much, you can make a little bit saving there. I’m a believer that the stock market right now is ripe for the pickings. And you don’t have to be too picky. There are some huge companies that aren’t going anywhere and are weathering the storm like an old tree in the woods. Pick a big name product or company and throw some money in there. (the market can’t get worse IMO)
kc walsh said
am January 21 2009 @ 8:04 pm
Don’t even get me started on E-trade, personally I think that they stink all the way to the heavens or the other way round. Getting back to the 3.25% APY, that’s actually pretty good given the current scenario. But is the rate current or are we just bashing around a rate that is no longer in existence? Given the inflationary figures, it is no wonder that we are seeking the best place to squirrel our money in, banks are okay but given the rapidity with which the rates are being cut, perhaps gold bonds may seem to be better of the two.